Hotel & hospitality financing across Florida.
Flagged or independent, boutique or resort — we finance hotels, motels and hospitality property with programs built for the way the business actually runs. Acquisition, refinance, renovation (PIP) and cash-out, from experienced loan officers.
- ✓Flagged (franchise) and independent properties
- ✓SBA 504 / 7(a), conventional and bridge
- ✓Acquisition, refinance and PIP renovation
- ✓Cash-out for improvements or expansion
Programs matched to your property.
SBA 504 & 7(a)
Government-backed financing with lower down payments for owner-operated hotels and motels.
Conventional Hotel Loans
Bank and non-bank financing for stabilized flagged and independent properties.
Bridge & Acquisition
Move fast on a purchase or reposition, with a clear path to permanent financing.
PIP / Renovation
Fund property improvement plans and brand-mandated renovations without stalling operations.
Refinance
Lower your rate, restructure maturing debt, or replace a bridge loan with permanent financing.
Cash-Out Refinance
Access equity to renovate, expand, or acquire an additional property.
Answers before you apply.
Do you finance both flagged and independent hotels?+
Yes. We work with franchise-flagged properties and independent/boutique hotels and motels, matching the program to the property and its operating history.
What is an SBA hotel loan?+
SBA 504 and 7(a) programs are government-backed loans for owner-operated hospitality property. They typically allow lower down payments and longer terms than conventional financing.
Can I finance a renovation or PIP?+
Yes. We structure financing that includes property improvement plans and brand-required renovations, so a required PIP doesn't derail the deal.
Can you refinance a maturing hotel loan or bridge?+
Yes. We help owners refinance maturing debt or replace short-term bridge loans with permanent financing before the balloon comes due.